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David Finnie

Author | Educator | Student

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I Learn Who I am as I Take Each Step Forward - Come, Walk with Me

I consider myself a collaborator and builder. Working as a leader and member of high-performance teams, I have created tremendous capabilities at financial institutions across Canada and in the U.S. I have been a Chief Risk Officer and a Chief Executive Officer.

I also consider myself a creator. I have taken many beautiful photographs, co-authored a book on strategy and risk, and have embarked on a discovery of writing fiction. Every photo you find on this site will be one of mine and in my blog posts you will find links to my books.

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All that is gold does not glitter,

Not all those who wander are lost;

The old that is strong does not wither,

Deep roots are not reached by the frost.

J.R.R. Tolkien

Live a Life of Discovery


Career Experience

2020 - 2022

Chief Executive Officer, PACE Savings & Credit Union

I u ndertook the challenge of rescuing PACE from its legacy governance issues. I created employee and membership engagement plans, improved governance and control processes and capabilities, and a successful Capital Recovery Plan.

Alternal Savings & Credit Union has recognized the success of these efforts and has purchased most of PACE's assets and offered employment to all PACE employees. PACE, as a credit union, no longer exists. 

2014 - 2019

Chief Risk Officer, Central 1 Credit Union

In this role, I built a strong risk function and with this exceptional team, built appropriate and well-regarded risk capabilities. Through these actions and the development of a strong relationship with the regulator, overcame the many difficulties faced by Central 1.

2012 - 2014

Managing Director, Global Risk Institute in Financial Services

I led the strategic development and ongoing delivery of programmes to provide opportunities for Board Directors and senior executives outside of the risk function to develop a full comprehension of the multiple facets of risk and risk management.

1984 - 2012

Previous Career Positions

  • Head of Balance Sheet  and Capital Management, American Express Company, New York, NY (2004 - 2006)

  • Senior Vice President, Integrated Risk, Bank of Montreal, Toronto (2001 - 2004)

  • Vice President and Head, Market and Capital at Risk Policy, Bank of Montreal, Toronto (1998 - 2001)

  • Director / Managing Director, Global Market Risk, Bank of Montreal, Toronto (1994 – 1998)

  • Senior Advisor, Risk Management, Business Systems Management     (1991 – 1994); Director, Loan Syndications and Trading (1989 – 1991); and Management Development Pogram (1988 – 1989), Bank of Montreal, Toronto

  • Manager, Financial Consulting, Data Resources Inc. Canada, Toronto (1985 – 1987)

  • Commercial Banking Representative, Continental Bank of Canada (1984 – 1985)